Title V of the Gramm-Leach-Bliley Act (GLBA) generally prohibits any
financial institution, directly or through its affiliates, from sharing
nonpublic personal information about you with a nonaffiliated third party
unless the institution provides you with a notice of its privacy policies
and practices, such as the type of information that it collects about you
and the categories of persons or entities to whom it may be disclosed. In
compliance with the GLBA, we are providing you with this document, which
notifies you of the privacy policies and practices of Vineyard Title, Inc.

We may collect nonpublic personal information about you from the following
sources: Information we received from you such as on applications or other
forms. Information about your transactions we secure from our files, or
from [our affiliates or] others. Information we receive from a consumer reporting agency.
Information that we receive from others involved in your transaction, such as the real estate agent or lender.

Unless it is specifically stated otherwise in an amended Privacy Policy
Notice, no additional nonpublic personal information will be collected about
you.

We may disclose any of the above information that we collect about our
customers or former customers to our affiliates or to nonaffiliated third
parties as permitted by law.

We also may disclose this information about our customers or former
customers to the following types of nonaffiliated companies that perform
marketing services on our behalf or with whom we have joint market
agreements:

Financial services providers such as companies engaged in banking,
consumer finance, securities and insurance.

WE DO NOT DISCLOSE ANY NONPUBLIC PERSONAL INFORMATION ABOUT YOU WITH ANYONE FOR ANY PURPOSE THAT IS NOT SPECIFICALLY PERMITTED BY LAW.

We restrict access to nonpublic information about you to those employees who
need to know that information in order to provide products or services to
you. We maintain physical, electronic and procedural safeguards that comply
with federal regulations to guard your nonpublic personal information.